Do you still get those emails supposedly from Nigera saying that you can have a trillion dollars from someone you have never met? Or the ones from Paypal or eBay that say your account is in trouble and its really not from them? The world of texting should not be overlooked and some are meant for the same purpose, to get your mula.
A new scam hitting your cell phone is from a message stating that your bank account is in trouble and give you a toll free number to call to contact your bank. If you call this number you will not be reaching your bank but an automated system that will gladly take your bank account number and clean your bank account out.
Best Bet is to know, not only what your banks policy’s are for sending you a notice but other places you spend or use your money if they need to reach you for a problem. Also to give them a call directly to make sure if you do get a questionable text that it is from them.